Privacy Policy

Consent

By using the Site, you consent to this Policy. If you do not consent to this Policy, please refrain from use of the Site. All information gathered from the Site will be stored and processed in the United States. If you access the Site from a location other than the United States, your use of the Site constitutes consent to the transfer of your information to the United States.

Collection of Information

Insurance Leader may collect personally identifiable information from users at certain locations on the Site (such as your name, address, e-mail address, telephone number and credit card or bank information for online payments or purchases). Insurance Leader also collects non-personal and anonymous information from users to be used in an aggregate fashion. For example, Insurance Leader may collect system-related information, such as an IP address, browser type and operating system type to be used for system administration purposes, to help diagnose problems with our servers, to monitor traffic patterns, to determine which services are used most frequently and to assess site usage. Insurance Leader may retain information we gather about you indefinitely.

This Site may contain links to other websites. Insurance Leader is not responsible for the privacy policies or practices or the content of websites not owned by Insurance Leader that you may link to or may be linked from this Site. We encourage you to review the privacy policies and terms and conditions of such websites so that you understand how those companies collect, use and share your information. This Policy applies solely to the information that Insurance Leader collects on this Site and does not apply to information Insurance Leader may collect by any alternative means or media.

Use of Information

Generally, Insurance Leader uses the information it gathers to operate and improve the Site and Insurance Leader's services, to create a positive user experience, and to deliver information on various products and services we offer. We may also use information we gather to inform you of new products or services available or under consideration, technical issues, customer satisfaction surveys or account updates and related purposes.

Disclosure of Information

Insurance Leader may disclose personally identifiable and aggregate anonymous information to companies and individuals hired to perform functions on our behalf. These companies and individuals may have access to your personal information to perform their functions.

If one of Insurance Leader's business lines or the entire business, or a substantial portion thereof, is acquired or transferred, whether by merger, consolidation or purchase of a substantial portion of assets, Insurance Leader may disclose and transfer your personally identifiable information to such third party acquiring Insurance Leader. In addition, if Insurance Leader becomes the subject of a bankruptcy or insolvency proceeding, whether voluntary or involuntary, Insurance Leader or its trustee in bankruptcy may sell, assign, license or otherwise transfer such information in a transaction approved by the appropriate court. Insurance Leader may also disclose your personal information to third parties when we believe, in good faith and in our sole discretion, that such disclosure is reasonably necessary to (a) enforce or apply the terms and conditions of this Site; (b) comply with legal or regulatory requirements; (c) protect the rights, property or safety of Insurance Leader, our users or other third parties; or (d) prevent a crime or protect national security.

Insurance Leader may disclose aggregate anonymous information to its clients, business partners, merchants, advertisers, potential advertisers, investors, potential buyers and other third parties if Insurance Leader deems such disclosure, in its sole discretion, to have sound business reasons or justification.

When you access the Site through any co-branded websites or linked web pages, your personal information may be disclosed to and become the property of both Insurance Leader and the relevant co-sponsor. In that case, the use of your personally identifiable information by the co-sponsor company will be subject to the privacy policy of that company, and Insurance Leader is not responsible for nor subject to the co-sponsor's policy regarding their use of your personally identifiable information. Accordingly, we encourage you to review the privacy policies and practices of any relevant co-sponsor before supplying any personal information.

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